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Bike insurance

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(@jimduffy)
Honorable Member
Joined: 12 years ago
Posts: 745
Topic starter  

Can anyone recommend a cycle insurer?



   
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(@claire-o)
Reputable Member
Joined: 16 years ago
Posts: 449
 

You get third party personal liability insurance with BC or CTC and you can usually get bike insurance along with your house insurance.



   
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(@jimduffy)
Honorable Member
Joined: 12 years ago
Posts: 745
Topic starter  

Thanks Claire

Thats where the problem started, i have purchased a new bike so phoned them to get a quote for cover out of the home, i was informed that they would not insure a bike to the value of my bike and as a result of me notifying them i have the bike, they will no longer insure me. I then had to change insurers at an additional cost of £25, and my bike is excluded!!!!!!!



   
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(@jules)
Honorable Member
Joined: 14 years ago
Posts: 734
 

Jim,

If you join BC you get a discount on bike insurance. But be warned it's not cheap I think to insure 5 bikes it was over £300 a year. But this covered me for everything.

Maybe worth looking into.



   
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(@woody)
Honorable Member
Joined: 14 years ago
Posts: 640
 

I read in Cycling Weekly the other week that B.C insurance doesnt cover you for racing or Time Trialling. Anyone know the ins and outs?



   
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(@jimduffy)
Honorable Member
Joined: 12 years ago
Posts: 745
Topic starter  

Cheers Guys

I have had a quote for 177, including TT, probably not that bad really then, i also have to have an approved lock, god knows how big that will be then!!!! the weight i will have saved on the bike will probaly be gained on the lock! 🙁



   
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 kris
(@kris)
Honorable Member
Joined: 15 years ago
Posts: 534
 

I got my own insurance because the BTC insurance was a bit basic.

Think I pay about £20 a month (full european cover) for racing, commuting and general use, and it covers me up to £3000.



   
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(@andyh)
Trusted Member
Joined: 15 years ago
Posts: 81
 

Kris, who did you get the insurance with?



   
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 kris
(@kris)
Honorable Member
Joined: 15 years ago
Posts: 534
 

It's bc bike insurance (British cycling)

At some point I'll review the one you get as a member, to see if it's worth just using that.



   
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